Terms of Service

Important: Please read these terms of service carefully. By accessing this website and/or using the online services, you accept and agree to be bound by the terms or conditions from hereunder. If you do not accept any of these terms or conditions, you must immediately discontinue your access of this website and/or use the online services of PT Pan Asia Niaga (“PAN”).

Visitor and User Responsibility

This website and the online services are not directed to, or intended for distribution to or use by, any person or entity in any country or jurisdiction where such distribution or use would be contrary to local law or regulation. Visitors and users who access this website and the online services do so on their own initiative and are solely responsible for understanding and adhering to all terms and conditions set out by PAN, as well as complying with all applicable local laws and regulations to which they are subject.

No Financial or Investment Advice 

This website and the online services do not provide personal finance, legal, tax, or investment advice. The information provided does not take into account your specific investment objectives, financial situation, or particular needs. Before making any investment or trading decisions based on the content of this website, you must evaluate whether the information is appropriate for your circumstances. You must conduct this assessment independently or seek assistance from an authorized independent financial advisor. The information and materials contained herein do not constitute an offer, advice, solicitation, recommendation, or direction by PAN to buy or sell any financial products or services.

Copyright and Trademark Notices

Unless otherwise expressly stated, the copyright and all other intellectual property rights in all content, designs, text, sound recordings, images, graphics, and links on this website belong exclusively to PAN. No part of these materials may be reproduced, transmitted, published, performed, broadcast, stored, adapted, distributed, displayed, licensed, altered, hyperlinked, or otherwise used in any manner without the prior written consent of PAN. You are strictly prohibited from framing, mirroring, or inserting a hyperlink to this website or any part thereof on any other server, website, or webpage without prior written consent from PAN.

All trademarks, service marks, and logos used on this website are the property of PAN or the respective third-party proprietors identified on this platform. Access to this website and the use of the online services shall not be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademarks, service marks, or logos appearing on the website without the express prior written consent of PAN or the relevant third-party proprietor. No such trademark, service mark, or logo may be used as a hyperlink or to mark any hyperlink to any PAN site or any other site without PAN’s prior written consent.

Hyperlinks

For your convenience, PAN may include hyperlinks to websites on the internet that are owned or operated by third parties. Such linked websites are not under the control of PAN, and PAN accepts no responsibility or liability for the content, availability, privacy practices, or consequences of accessing any linked website. The inclusion of hyperlinks on this website does not imply an endorsement, recommendation, approval, or verification of the linked websites or the content therein by PAN. Accessing and using third-party websites is entirely at your own risk and remains subject to the terms and conditions of those respective platforms.

Indemnity and Confidentiality

You hereby agree to indemnify, defend, and hold PAN harmless against all damages, losses, claims, liabilities, obligations, expenses, and costs, including legal fees on a full indemnity basis, suffered or incurred by PAN arising from or in connection with your access to this website, your use of the online services, your breach of any of these terms of service, or any unauthorized access or breach committed by another party using your user ID and login password.

You bear the sole and absolute obligation to maintain the strict confidentiality of your user ID and login password, and you must not disclose them to any third party. Any instructions, transactions, or communications transmitted through this website using your credentials shall be deemed to be executed by you or authorized by you, and they are made entirely at your own risk.

Amendment

The information, materials, and terms contained herein are subject to change, modification, deletion, or replacement at any time without prior notice. PAN will notify you of these changes solely by publishing the revised terms and conditions on this website or within the online services, and we will not send separate individual notifications. Your continued access to the website or use of the online services following the publication of any changes constitutes your binding acceptance of the amended terms and conditions.

Notifications and Communications

We may send notifications and operational communications to the email address you provide to us. Any notification sent by PAN to your email address will be deemed effectively delivered and received by you at the exact time of transmission by our system.

System Maintenance and Access Termination

PAN retains the absolute right to limit, suspend, or terminate a visitor’s or user’s access to the website or the online services for any reason whatsoever, at any time, with or without prior notice. This includes, but is not limited to, suspensions for system maintenance, updates, technical repairs, or emergency security protocols. PAN shall not be liable for any losses or inconveniences resulting from such disruptions.

Disclaimer of Warranties

PAN does not warrant the truth, accuracy, adequacy, completeness, timeliness, or reasonableness of the information and materials contained in or accessed through this website, and it expressly disclaims all liability for any errors or omissions in such information and materials. No warranty of any kind, whether implied, express, or statutory, including but not limited to warranties of title, merchantability, satisfactory quality, non-infringement of third-party intellectual property rights, fitness for a particular purpose, and freedom from computer viruses or other malicious code, is given in conjunction with the website content or this platform in general. 

Limitation of Liability

Under no circumstances shall PAN be liable, regardless of the form of action, for any failure of performance, system error, server or connection failure, omission, interruption, breach of security, computer virus, malicious code, data corruption, delay in operation or transmission, transmission error, or unavailability of access in connection with your use of this website or platform, even if PAN has been advised of the possibility of such events.

In no event shall PAN be liable to you or any other individual or entity for any damages, losses, expenses, or costs whatsoever, including direct, indirect, special, incidental, punitive, or consequential damages, loss of profits, or loss of opportunity arising in connection with your use of this website or your reliance on any information, materials, or online services provided here, regardless of whether the claim is based on contract, tort, negligence, strict liability, or any other legal theory.

All user errors, omissions, or accidental executions within the features of this website and the online services are the sole responsibility and financial risk of the user. PAN makes no representation that the content of this website is appropriate or available for use in all geographic areas.

For the purposes of this limitation, loss means any and all losses, claims, liabilities, costs, charges, and expenses of any nature, howsoever arising, including profits or advantages which may be deprived or lost, and legal fees on a full indemnity basis.

Risk Disclosure

Our online services include financial products that are traded on leverage and carry a high risk of incurring losses that can exceed your deposited funds. These leveraged products are volatile and may not be suitable for all investors. You must ensure that you fully understand the unique mechanisms and substantial risks involved before engaging in trading activities.

The potential loss or gain for a leveraged trading product can be limitless, and you must take this factor into account when making trading decisions. You should not trade on leverage unless you have the appropriate knowledge and sufficient financial resources to sustain adverse market movements. There is always a possibility of adverse price movements that will result in your obligation to meet required financial commitments, margin calls, payments, and realized losses.